You need your vehicle to get to work and transport your family to necessary appointments. You have tried to work with your creditor but to no avail. Don't lose your vehicle. We can help. If you and your family are in a financial dilemma, bankruptcy may be a way out. Of course, bankruptcy should be a last resort. But remember, it is your right to use the legal system to keep your vehicle while you work out payment arrangements. Many American families have used bankruptcy to get a fresh start.